Dave Ramsey explains why paying off your mortgage early is the fastest path to millionaire status:A caller who's debt-free except for his house and has $90,000 in savings asks Dave what to do next. Dave walks him through his framework before getting to the real insight."What we teach is a thing called the baby steps where you're debt-free everything but the house and have an emergency fund. That's one, two, and three."After that comes saving for kids' college (the caller has $75,000 across 529 p